Savings Plan

No matter what you dream of, remember…. Dreams can come true.
You might just have to save a little first!

Saving is generally short-term and for something we ‘see’ materialising the next few years.

SAVINGS TIPS
1 START NOW!
2 Your Rainy Day Fund should have up to 6 months of your annual income in it
3 Work out your disposable income to find out how much you can afford
4 Save little and often for speedy results
Reasons to Save Plan
Unforseen Emergencies
(eg. washing machine breakdowns, car trouble, computer crash)		 Short-term Saving Plan
Unplanned Surprises
(eg engagements and weddings, weekend breaks, pregnancy)		 Short-term Saving Plan
A Safety Net
(in case of loss of income, interest rate increases)		 Long-term Saving Plan
The Bright Future
(new homes, future education plans, business expansions, a second honeymoon)		 Long-term Saving Plan

SUIT YOUR BUDGET! Savings Plans for everyone

SAVINGS PLANS FOR €12.50 PER WEEK

Whether you are working at the moment or not, it is still VERY important to keep saving a little so no matter what happens in the future, you will have some money to either fall back on or look forward to.

€12.50 per week works out at less that €2 each day and if you let that build up for a little while you could be cashing in a plan that will allow you enjoy the things you’ve always wanted or even just pay for things when you most need it.

This example shows how:

Neidín is 31. She worked as a Special Needs Assistant for a number of years before budget cuts saw her loose her job. She is a single woman and always saved a little but now that she is only working part-time she feels it’s important to save but can only save a little.

At a return of 5%, Neidín will collect €8,634 if she stays saving the same amount for 10 years, while a 15 year plan will give her €17,857 and 20 years will give her a return of €30,966*.

Have a personal plan made up for you by clicking HERE

*Returns are assumed on growth rate of 5% and a continuation of current risk benefits and expense charge. In practice unit prices may fall as well as rise and the actual returns will depend on the growth rate achieved.

SAVINGS PLAN FOR €25 PER WEEK

Saving is simply the painless way of affording exactly what we want when we want it and the more we put away, the more we have to collect when it’s most wanted or needed.

€25 per week may not sound like an impressive amount of money to be putting away every day but if left alone to grow and mature, it could surmount to a significant amount of money after a couple of years.

This example will show how:

Fiachra is married and his wife is expecting their first child in five months time. As changes are starting to be made to the spare bedroom, Fiachra is starting to think about the future needs of his unborn and most especially his (or her) education.

It’s hard to imagine that in less than 20 years he (or she) will be going to college.

At a return of 5%, Fiachra will get €18,022 in 10 years time for his €25 per week or €37,282 after 15 years or (better still) €64,300 after 20 years*.

For a Personal Quotation or a plan to suit your budget click HERE

*Returns are assumed on growth rate of 5% and a continuation of current risk benefits and expense charge. In practice unit prices may fall as well as rise and the actual returns will depend on the growth rate achieved.

SAVINGS PLAN FOR €50 PER WEEK

The greater investment you can make in your savings, naturally, the greater return you will get when you go to cash it in.

€50 per week = €7.14 per day x 10 years @ 8% = €36,796 of your money*

What if you left it in for longer?

Over 15 years @ 8% = €76,130*

OR

Over 20 years @ 8% = €130,967*

Sound Good? You Interested? Click HERE and get a plan that works to your budget.

*Returns are assumed on growth rate of 5% and a continuation of current risk benefits and expense charge. In practice unit prices may fall as well as rise and the actual returns will depend on the growth rate achieved.