Case Studies
lWe will take a young couple, Pat & Mary Jones as an example to demonstrate how affordable life and personal accident cover can be.
Example 1 – Life Cover & Critical Illness *
Type of Cover: Dual Life
| Pat: | Male | Non Smoker | (27 years old) |
| Mary: | Female | Non Smoker | (25 years old) |
Initial Premium: €50.00 Monthly (includes 1% Government Levy of €0.50)
Benefits:
| Life Cover: | Life 1 – €100,000 | Life 2 – €100,000 |
| Critical Illness: | Life 1 – €50,000 | Life 2 – €50,000 |
Example 2 – Life Cover & Critical Illness + Personal Accident Cover *
Type of Cover: Dual Life
| Pat: | Male | Non Smoker | (27 years old) |
| Mary: | Female | Non Smoker | (25 years old) |
Initial Premium: €59.00 Monthly (includes 1% Government Levy of €0.59)
Benefits:
| Life Cover: | Life 1 – €100,000 | Life 2 – €100,000 |
| Critical Illness: | Life 1 – €50,000 | Life 2 – €50,000 |
| Personal Accident: | Life 1 – €500 per week | Life 2 – €500 per week |
| Accident Injury: | Life 1 – €4,000 | Life 2: €4,000 |
* Qualifying for cover subject to eligibility and standard underwriting conditions




